property law domestic conveyancing

Whether you want to buy, sell, mortgage or remortgage your property, we have the expertise to help. We do everything possible to make sure your house move is as stress free as possible. We are members of the Law Society’s Conveyancing Quality Scheme which is a mark of excellence are awarded to those achieving high standards in residential conveyancing.

CQS LogoWhether the property is a new build, existing property, conversion or retirement property then our conveyancing team will guide and advise you throughout the whole transaction.

In addition, if you should choose to rent out your property, then we are more than happy to deal with the tenancy agreement and any other associated Landlord and Tenant matters.

Actual costs will vary depending on the precise details of your property transaction together with the experience of the individual undertaking the work for you. Please do ask us for an Estimated Quotation based on your particular transaction details.

An example of a Purchase of a freehold residential property valued at say £250,000. 

Our fees cover all of the work required to complete the purchase of your new home, including dealing with registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty) if the property is in England, or Land Transaction Tax (Land Tax) if the property you wish to buy is in Wales.

Conveyancer’s fees

Legal fee between £595 & £1,100 + VAT

Disbursements

Search fees (dependent on the area) £216-£292 + VAT

HM Land Registry fee £135 for transfer of whole and £270 transfer of part

Electronic money transfer fee £31 + VAT

VAT payable £168-£285

Bankruptcy with mortgage (£2 per person) £2-£4

Registered Property – Priority Search £3

Estimated total: £1,150-£1,985 + Stamp Duty or Land Tax – see below

Disbursements

Disbursements are costs related to your case or transaction that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

Stamp Duty or Land Tax (on purchase)

This depends on the purchase price of your property. You can calculate the amount you will need to pay by using HMRC’s website or if the property is located in Wales by using the Welsh Revenue Authority’s website.

How long will my house purchase take?

How long it will take from your offer being accepted until you can move in to your house will depend on a number of factors. The average process takes between 8- 12 weeks.

It can be quicker or slower, depending on the parties in the chain. For example, if you are a first time buyer, purchasing a new build property with a mortgage in principle, it could take 8 to 12 weeks. However, if you are buying a leasehold property that requires an extension of the lease, this can take significantly longer, between 3 and 6 months. In such, a situation additional charges would apply.

Stages of the process

The precise stages involved in the purchase of a residential property vary according to the circumstances of each case or transaction. However, these may include:

Take your instructions and give you initial advice

Check finances are in place to fund purchase and contact lender’s solicitors if needed

Receive and advise on contract documents

Carry out searches

Obtain further planning documentation if required

Make any necessary enquiries of seller’s solicitor

Give you advice on all documents and information received

Go through conditions of mortgage offer with you

Send final contract to you for signature

Agree completion date (date from which you own the property)

Exchange contracts and notify you that this has happened

Arrange for all monies needed to be received from lender and you

Complete purchase

Deal with payment of Stamp Duty/Land Tax

Deal with application for registration at Land Registry

An example of a Purchase of a leasehold residential property valued at say £250,000. 

Actual costs may vary depending on the precise details of your property transaction together with the experience of the individual undertaking the work for you. Please do ask us for an Estimated Quotation based on your particular transaction details.

Our fees cover all the work required to complete the purchase of your new home, including dealing with registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty) if the property is in England, or Land Transaction Tax (Land Tax) if the property is in Wales.

Conveyancer’s fees

Legal fee ££925 to £1,500 + VAT

Disbursements

Fee for acting on behalf of the mortgage lender £300.00

Search fees (dependent on the area) £216-£292 + VAT

HM Land Registry fee £135-270

Electronic money transfer fee £31 + VAT

VAT payable £235-365

Bankruptcy with mortgage (£2 per person) £2-£4

Registered Property – Priority Search £3

Estimated total: £1,846-£2,765 + Stamp Duty or Land Tax and additional anticipated disbursements – see below

Disbursements

Disbursements are costs related to your matter that are payable to third parties, such as search fees. We handle the payment of the disbursements on your behalf to ensure a smoother process. There are certain disbursements which will be set out in the individual lease relating to the Property. The disbursements which we anticipate will apply are set out separately below. This list is not exhaustive and other disbursements may apply depending on the term of the lease. We will update you on the specific fees upon receipt and review of the lease from the seller’s solicitors.

Additional Anticipated Disbursements*

Notice of Transfer fee – This fee if chargeable is set out in the lease.

Notice of Charge fee (if the property is to be mortgaged) – This fee is set out in the lease

Deed of Covenant fee – This fee is provided by the management company for the property and can be difficult to estimate.

Certificate of Compliance fee – To be confirmed upon receipt of the lease.

*These fees vary from property to property. We can give you an accurate figure once we have sight of your specific documents.

You should also be aware that ground rent and service charge are likely to apply throughout your ownership of the property. We will confirm the ground rent and the anticipated service charge as soon as we receive this information.

Stamp Duty Land Tax

This depends on the purchase price of your property. You can calculate the amount you will need to pay by using HMRC’s website or if the property is located in Wales by using the Welsh Revenue Authority’s website.

The precise stages involved in the purchase of a residential leasehold property vary according to the circumstances of each case or transaction. However, these may include:

Take your instructions and give you initial advice

Check finances are in place to fund purchase and contact lender’s solicitors if needed

Receive and advise on contract documents

Carry out searches

Obtain further planning documentation if required

Make any necessary enquiries of seller’s solicitor

Give you advice on all documents and information received

Go through conditions of mortgage offer

Send final contract to you for signature

Draft Transfer

Advise you on joint ownership

Obtain pre-completion searches

Agree completion date (date from which you own the property)

Exchange contracts and notify you that this has happened

Arrange for all monies needed to be received from lender and you

Complete purchase

Deal with payment of Stamp Duty/Land Tax

Deal with application for registration at Land Registry

How long will my house purchase take?

How long it will take from your offer being accepted until you can move in to your house will depend on a number of factors. The average process takes between 12 to 16 weeks. It can be quicker or slower, depending on the parties in the chain. For example, if you are a first time buyer, purchasing a new build property with a mortgage in principle, it could take 12 to 16 weeks. However, if you are buying a leasehold property that requires an extension of the lease, this can take significantly longer, between 3 and 6 months. In such, a situation additional charges would apply.

Our fee assumes that:

this is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction

this is the assignment of an existing lease and is not the grant of a new lease

the transaction is concluded in a timely manner and no unforeseen complication arise

all parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation

no indemnity policies are required. Additional disbursements may apply if indemnity policies are required.